Meehan v. Capital One, N.A.

Case No. 1:22-cv-1073

The Court granted Final Approval of the Settlement on April 10, 2024. You can review a copy of the Court’s Final Approval Order on the Important Documents page. Please continue to check this settlement website for future updates.


A proposed class action settlement may affect your rights.

A federal court authorized this Notice. This is not a solicitation from a lawyer. You are not being sued.

  • There is a proposed settlement in a class action lawsuit entitled John Meehan v. Capital One, N.A., No. 1:22-cv-1073, which claims that Capital One, N.A. (“Capital One”) violated the Electronic Fund Transfer Act (“EFTA”). The plaintiff alleges claims on behalf of a class of similarly situated individuals, asserting that Capital One violated the EFTA by: (1) failing to investigate certain debit cardholder disputes of unauthorized transactions; (2) failing to provide debit cardholders with an explanation of decisions holding the debit cardholder liable for alleged unauthorized transactions; and (3) in some cases, holding debit cardholders liable for unauthorized transactions. Capital One denies the Plaintiff’s allegations and denies that Capital One is liable to the Plaintiff or any of the putative settlement class members.
  • If you do not opt-out of the proposed settlement, you will receive a cash payment. You also have the right to submit a claim form for an additional payment if the debit card transactions you disputed were, in fact, unauthorized. Whether you act or not, your legal rights are affected by the proposed settlement. Your rights and options—and the deadlines to exercise them—are explained in the Notice. Please read the Notice carefully in its entirety.
Your Rights and Options What to Do Deadlines to Do It
Object to the Settlement Write to the Court about why you do not like the proposed settlement. Postmarked on or before November 15, 2023
Opt-out of the Settlement Write to the Settlement Administrator stating that you do not wish to participate in the proposed settlement. If you validly opt-out, you will not receive any monetary payments from the settlement. Postmarked on or before November 15, 2023
Submit a Claim Form Submit a form to the Settlement Administrator for an additional payment from the settlement. Postmarked on or before October 15, 2023
Do Nothing You are not required to take any action to receive the automatic benefits of the proposed settlement. If the proposed settlement is finally approved and you do not opt-out, then you will be bound by the Court’s final judgment and the release of claims in the Settlement Agreement. None
  • This website is only a summary of the proposed settlement. More details about the proposed settlement including answers to frequently asked questions can be found in the Notice. • (833) 215-9289 •